COVID-19 came out of nowhere, and many have implicated that the market impact for months to come is hard to predict. Recession? Many are not ready to declare it as such just yet. However, there's no better time than the present to step back, review your budget, and truly decipher "Wants" vs. "Needs". Now is the time to make some decisions to put some money back into your wallet. Some of these cutbacks may be temporary, but the decision to do so can save you a quite a bit over time.
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